Fundamental Care is a level-funded Limited-Day Health Plan costing 30-40% less than HDHPs with no deductibles. How high can health insurance premiums and deductibles go? Employers and employees are frustrated... Show your clients a new option: a unique, level-funded Limited-Day Health Plan for employers. Think of Fundamental Care as a major medical plan with no deductibles, but with limits on the number of covered days (not dollar limits). 30-40 less expensive than HDHPs Copa