Medical Benefits for Part-time Employees?

Companies with large populations of part-time and hourly employees are realizing now, more than ever, that offering medical benefits will be a requirement to compete for returning workers.

Employee benefit advisors are telling us that many of their employer group clients are actively looking for new medical plan solutions… Nearly 50% of recently surveyed employers plan to make enhancements to their 2021 benefit offering.

What's on their mind? Will furloughed hourly employees come back? Has their mindset changed to work for a company that offers medical benefits? With the individual mandate and penalty gone, why waste money on a low-value MEC plan for part-timers when more valuable and usable medical benefits can be offered?

Coterie Advisors can help you and your clients with our Fundamental Care plans, which provide a combined strategy of unique and affordable healthcare options.

We offer:

  • Voluntary, Limited Benefit Indemnity solutions which provide basic coverage for employers with a large population of part-time, hourly, or seasonal workers. ​

  • Level-funded, Limited Day Health Plans which provide near-comprehensive coverage at 30-40% less than the cost of a HDHP, for a carve-out class of tenured/key employees.

Plans are guarantee issue and available on a voluntary or low-cost basis to help with Recruiting, Retention, or Cost-Saving strategies.

Request more information to learn about Coterie Advisors and our strategic approach to custom benefit plans for your employer group clients.

Coterie Advisors believes they are well-positioned to meet the “new normal” of marketplace needs based on the changes that will result from the current economic environment. For more information, email us at: or visit or


Ben Rozum



Coterie Advisory Group, Inc. is a Scottsdale-based, insurance program manager and national marketing agency. The founders of Coterie Advisors are comprised of a team of insurance and benefits professionals who have dedicated their careers to the benefits marketplace. They have held various Leadership and Executive roles at multiple insurance carriers, agencies, and platform administrators. Their drive has helped thousands of employers and millions of individuals obtain quality, affordable care. Coterie Advisors focuses on niche insurance and benefit programs and has life and health insurance licenses in all 50 states as well as property and casualty.