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Part-Time Benefits Renewal Season!

Benefit strategies for employers with large populations of part-time and hourly workers are at the forefront for companies realizing now, more than ever, the importance of their variable-hour workforce.

It’s renewal season! Employee benefit advisors are telling us that their service industry clients are actively looking for new and unique medical plan solutions…

What's on employers' minds?

  • Will furloughed hourly employees come back?

  • Has their mindset changed to work for a company that offers medical benefits?

  • With the individual mandate and penalty gone, why waste money on a low-value MEC plan for part-timers when more valuable and usable medical benefits can be offered?

Coterie Advisors specializes in Affordability-Based Medical Plan Strategies.

We offer brokers and consultants a client-specific Statistical Modeling Report to help uncover your employer group client’s unique needs with overall findings and actionable recommendations.

If your current MEC/Limited-Benefit Indemnity partner is just issuing you a proposal to match your current or off-the-shelf plans, with no strategic analysis, what value are they providing?

Contact Coterie Advisors to learn about our strategic approach to custom benefit plans for your employer group clients. We will provide a custom Statistical Modeling Report, at no-cost, for you and your employer group clients.

Coterie Advisors believes we are well-positioned to meet the “new normal” of marketplace needs based on the changes that will result from the current economic environment. For more information, email us at: or visit or

Ben Rozum

Co-Founder and EVP


Coterie Advisory Group, Inc. is a Scottsdale-based, insurance program manager and consultative advisor who delivers Affordability-Based Medical Plan Strategies to help benefit brokers, employers, and associations in the benefits industry. Since 1990, the founding partners of Coterie Advisors have specialized in Affordability-Based Medical Plans. They have decades of experience working with some of the nation’s largest service industry employers and understand the unique needs of a variable hour workforce made up of part-time, hourly, and seasonal employees. Their unique and proprietary Affordability-Based Medical Plans (Fundamental Care) include fully-insured limited-benefit indemnity plans and level-funded limited-day plans which solve real-world problems, make a meaningful difference in consumers' lives, and have a track record of being market-leading and market-changing.

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